News & Articles

Article
An employer participating in the FCMM Retirement Plan should become familiar with the Employer Adoption Agreement, the form authorizing salary deferral by the employee (Form 03), and the remittance report for accurately classifying contributions sent to FCMM.
Article
Roth-designated contributions may be made from employee salary deferral. Employer contributions are pre-tax benefits and not made as "Roth".
Article
A “how-to” for when you decide to shift your funds.
News
FCMM's Option C Lifetime Fund is unique in offering long-term strategy for steady returns and "do it for me" simplicity.
News
To request a qualified withdrawal, contact FCMM to obtain the form and then submit it timely.
News
The IRS has published contribution limits to retirement plans for 2023 (for both salary deferral and overall annual additions limits).
News
A number of states have implemented, or are adding, requirements for employers to offer retirement plans. FCMM has reviewed and summarized the current status of these programs and highlighted follow-up research or actions churches may need to take.
Article
Pastor Appreciation Month is a good time to review the benefits a church offers their pastor(s) and staff.
News
Two new optional coverages: Short Term Disability (up to 90 days) AND Term Life Insurance equal to annual salary
News
FCMM Payroll Service ends its run as other providers have stepped up to better serve the unique needs of churches.
Article
As with most current Retirement Plans, FCMM allows both roll-out of funds to other retirement fund accounts and roll-in of funds within IRS rules.
News
FCMM's Option C Lifetime Fund is unique in offering long-term strategy for steady returns and "do it for me" simplicity.