FCMM makes it easy for churches and ministries to offer retirement benefits to their employees at good value with a range of choices. Operating as a 403(b)(9) church retirement income account plan, we offer a variety of investment options, whereby participants can manage their own account or benefit from the professional management of collective funds.
Individuals
For Individuals | Planning for Retirement Resources
FCMM provides resources for individuals focused on distributions, monthly income benefits, savings strategies, tax reporting, and external tools to assist in retirement planning.
For Individuals | Benefit Plan
The FCMM Benefit Plan offers affordable group coverage for pastors and support staff, including disability and life insurance. With Standard and Plus options, it supports employees in times of need while helping churches continue their ministry work.
For Individuals | Other Resources
FCMM offers individuals additional resources on tax and financial guidance, and Social Security considerations particularly for ministers who choose to opt-out.
