FCMM makes it easy for churches and ministries to offer retirement benefits to their employees at good value with a range of choices. Operating as a 403(b)(9) church retirement income account plan, we offer a variety of investment options, whereby participants can manage their own account or benefit from the professional management of collective funds.
The FCMM Benefit Plan provides affordable group coverage for pastors and support staff serving in participating organizations. The Plan offers Short Term Disability (STD), Long Term Disability (LTD), and Life with Accidental Death and Dismemberment (Life/AD&D) Insurance. Churches have the option to choose one of the Benefit Plans (Standard or Plus) for all eligible employees. If a disability or death occurs, the benefit payments help the staff member with financial needs and give the church flexibility of resources to continue to fulfill ministry responsibilities.
FCMM recommends MinistryWorks® for church full-service payroll and tax filing service. (NOTE: The FCMM Payroll Service bundled with the Benefit Plan has been discontinued in 2022. We encourage churches to consider the church-specialized service of MinistryWorks.)
Access to group health insurance plans is provided via partnership with GuideStone®.
